4 things to keep in mind when applying for disability benefits

4 things to keep in mind when applying for disability benefits
A disability can restrict a person’s ability to work, sometimes several years before they reach retirement age, negatively impacting their financial status. To help such individuals, Social Security Disability Insurance (SSDI), a social insurance program, allows them to earn coverage for benefits by working and paying Social Security taxes on their earnings. However, before applying for SSDI benefits, there are certain important things to remember, such as the eligibility criteria and the application process. The types of qualifying disabilities The list of conditions that qualify for disability benefits may differ based on various circumstances. For instance, an individual with a spinal injury or a diagnosis of terminal cancer will be considered disabled. The Social Security Administration maintains an impairment listing known as the Blue Book. It contains mental and physical impairments that may automatically qualify one for SSDI benefits – on the condition that the applicant meets the specified criteria for a listing. The 100% disability criteria The SSDI program is a total disability program for people who are 100% disabled. An applicant must provide evidence that proves their condition is severe enough to render them unable to return to work for at least one year. Though one might feel they are disabled, if they can return to work in less than a year, the SSA may deny the claim.

6 mistakes to avoid while cleaning window blinds

6 mistakes to avoid while cleaning window blinds
All kinds of fixtures, furniture, and furnishings in homes require frequent maintenance to stay clean and work as intended. One of the things that can get dirty pretty quickly is window blinds, as dust and pollen can settle on blinds. While this problem can be addressed with regular cleanup, certain errors could increase the effort and upkeep required to clean the blinds. So here are a few mistakes to avoid while cleaning window blinds: 1. Using harsh cleaning products One may try to tackle stubborn stains and dirt on the window blinds with harsh industrial-power cleaners. However, such strong cleaners may not be meant for at-home cleanup. So, using them to clean window blinds may cause discoloration or staining, whether one is cleaning fabric, aluminum, vinyl, or wood blinds. 2. Overlooking manufacturer’s instructions Manufacturers of blinds typically provide a manual that may contain maintenance instructions or cleaning guides for blinds to remove dust, dirt, and mild stains. The instructions may also mention the type of cleaning products that can be safely used on the blinds, depending on their material. One should always read these instructions before trying to clean blinds. This can help one avoid using unsuitable materials and techniques.

Top 5 concerts and live shows to look out for in 2024

Top 5 concerts and live shows to look out for in 2024
The year 2024 seems to be highly promising in terms of entertainment. There is an amazing lineup of numerous concert tours and live performances from some of the most loved singers and bands. Whether one is a fan of rock music, pop, or indie folk, there are live events catering to all music tastes. Among these live events, here is a list of 5 of the best concerts this year in the country. Adele The Skyfall and Hello singer is on her concert tour, Weekends With Adele, from January to June. Her shows will be at The Colosseum and Caeser’s Palace in Las Vegas. Adele’s live concert tickets can be booked online at various platforms, such as Ticketmaster, Tickets-Center, Seat Geek, Gigsberg, etc. The ticket prices for her upcoming shows start from around $800. The Rolling Stones One of the most popular English rock bands, The Rolling Stones, is coming to the country with their Hackney Diamonds Tour. This tour will be from April to July 2024 and is pretty laid out across the country. In April, the band will be performing in Houston. Then, in May, they will perform in six cities: New Orleans, Glendale, Las Vegas, Seattle, East Rutherford, and Foxborough.

Top 10 gaming console deals to expect this Black Friday 2022

Top 10 gaming console deals to expect this Black Friday 2022
Are you passionate about gaming? And are you looking forward to upgrading your gaming experience with the latest gaming consoles this season? Well, you are at the right place at the right time. As Black Friday is just a few weeks away, make a list of your choices, look at the best deals available, and make a purchase during the sale. Here are some expected Black Friday deals on the consoles you cannot miss this year. There are millions of devices to choose from this year. Xbox series X With 4K gaming at 120 frames per second, the Xbox series X is indeed one of the fastest consoles in the market. You can expect to find this at slashed prices this Black Friday, so be sure to check it out! Playstation 5 The PlayStation 5 is more than just amazing! With 4K screen clarity and ultra high-speed SSDs, it makes it easier for you to play without a lag. And this Black Friday, you can expect it to be available at discounted prices online and in stores alike! Nintendo Switch OLED A 7-inch OLED screen of this gaming console, along with other great features like wide adjustable stand and joy controllers, can take your gaming experience to another level anytime and anywhere.

20 furniture pieces to check out on Black Friday 2022

20 furniture pieces to check out on Black Friday 2022
It’s once again that time of the year when you have to start preparing your shopping list. Black Friday and Cyber Monday will be here in another couple of months, bringing fantastic discounts on your favorite products. We suggest starting with the furniture items you need to add to your house, such as beds, chairs, sofas, and dining tables. Having a handy list will make sure you don’t forget anything. Armchairs Your living room will be incomplete without an armchair to go with your sofa set. Head to Lifestyle Solutions, Wayfair, and other furniture stores to save a minimum of 10%. Sofa beds A sofa bed makes the transition from sofa to bed and back easy. You may get some beautiful pieces for 40% off or more at West Elm. Rugs SCS has been among the best for Black Friday discounts on home furniture. Expect to save money on their area rugs and bed runners that can spruce up any space. Recliners A reclining chair is great for naps or a lazy afternoon binge. Bring home this cozy piece of furniture and save approximately 20 to 40% off options by Christopher Knight Home or Costway. Office chairs Spending long hours in a chair is reason enough to treat yourself to a new, improved one.

Top 10 refrigerator deals to expect this Black Friday 2022

Top 10 refrigerator deals to expect this Black Friday 2022
With Black Friday around the corner, now is the perfect time to start looking for the best deals on appliances. Spruce up your home with state-of-the-art refrigerators, freezers, and more. Whether you’re in the market for a large and spacious French-door model or need a mini fridge for your dorm room, there’s something out there for everyone. Browse our list of the top 10 best Black Friday refrigerator deals in 2022: GE GNE27JYMFS 36″ French Door Refrigerator The GE French double-door fridge has a capacity of 27 cubic feet, ensuring plenty of space for your food and beverages. The fridge is equipped with a built-in water dispenser, spill-proof shelves, and a stainless steel body. Get the fridge for $2149 instead of the original $2399 this Black Friday. Frigidaire EFR751 Refrigerator If you want a compact refrigerator, consider the Frigidaire EFR751, on sale for $570. Measuring 22 inches in width, this refrigerator is perfect for compact apartments and homes. The insides are roomy with three slide-out glass shelves, a transparent vegetable crisper, and four clear door shelves. Frigidaire Platinum Series Mini-Fridge Need a mini-fridge for your snacks and beverages? Consider the Frigidaire Platinum Series Mini-Fridge for $269. Its size is perfect for small spaces like offices and bedrooms, and it comes equipped with 3 wire shelves, one tall bottle storage, and one built-in can dispenser.

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11 Hacks to Leverage the Best Black Friday Deals

11 Hacks to Leverage the Best Black Friday Deals

With Black Friday 2023 approaching, buyers are gearing up to buy gadgets, home appliances, and other products that have probably been on their lists for long. Black Friday allows buyers to fulfill all their requirements at prices much lower than the market rates. Moreover, the shopping season offers a wide range of products from different categories, facilitating considerable variety. Here are some quick hacks and tips that can help one make the most of this sale season: Shop in the morning The best time to shop for deals during the shopping season is in the morning, as several retailers begin their days during the wee hours of the morning. Moreover, popular products typically run out of stock, especially if offered at highly reasonable prices. Thus, it is a good idea to begin one’s Black Friday shopping early on in the day to reap the benefits of the best deals. Check out the previous shopping season’s sales Another way to determine beforehand what products will likely go on sale is to check out the products offered on discount the previous shopping season. This analysis can help one earmark these products before the sale and buy them promptly as soon as Black Friday commences. Follow popular retailers on social media Today, all reputed brands are utilizing social media innovatively to advertise their products, increase brand recognition, and communicate with their target audiences and customers. Thus, most of the brands offering discounts on Black Friday are likely to inform their customers about the same in advance. Following one’s desired brands can help one effectively leverage the Black Friday and Cyber Monday offers by these companies. Subscribe to retail newsletters Retail newsletters provide considerable insight into upcoming sales and offers, helping one check out the products that are likely to be offered on sale during Black Friday.
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50 Amazing Black Friday 2023 Deals to Expect

50 Amazing Black Friday 2023 Deals to Expect

The buzz surrounding Black Friday starts much before the actual day comes around. As it approaches, the offers on products and services keep getting more incredible. This is why buyers can expect amazing discounts on their favorite smartphones, jewelry, cars, mattresses, furniture, and many more items, even with Black Friday a few weeks away. Here are some of the offers that are expected in the grand build-up to Black Friday: Mattress deals Quality mattresses elevate one’s sleeping experience. Going by last year’s trends, shoppers can expect great discounts of up to $800 on mattresses during the pre-Black Friday and Black Friday phases. Many quality mattresses with such deals have features such as innerspring coils and gel memory foam for ultimate comfort. Smartphone deals Brand-new smartphones are almost always hot property, but that feeling gets further elevated during Black Friday. Although one cannot accurately predict the extent of discounts on smartphones, current trends suggest that shoppers can receive handsome price cuts of at least up to $270 on newly launched models. Such phones are expected to have powerful cameras and processors for highly efficient picture quality and overall performance, respectively. Apparel deals Shoppers can purchase their favorite designer wear, casual clothing, and sporty wear apparel with incredible discounts to the tune of about 60% off their original maximum retail prices. With these discounts, shoppers can purchase premium clothing items they’ve had on their wishlists for a while. Virtual Reality headset deals Gaming and several other applications become more immersive and awesome when one adds a VR headset to the mix. Based on current discount trends, retailers are likely to offer discounts of up to $160 on VR headsets. The headsets that come with such discounts have features such as about 64 GB to 256 GB RAM, ergonomically-placed controls to set the VR settings, and high processing speed for their visuals.
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